Roseville Reverse Mortgages

Sacramento, CAMLS Reverse Mortgage is a Roseville, CA reverse mortgage lender offering the HECM (Home Equity Conversion Mortgage) Program. The HECM is the most popular reverse loan program in Roseville, California. With a HECM reverse mortgage, you have several options to choose from including fixed rates, adjustable rates and purchase reverse mortgages.

FHA Reverse Mortgages in Roseville, California

Roseville is really seeing a benefit due to the Government’s passing of the American Recovery and Reinvestment Act of 2009, which increased the national reverse mortgage lending limit to $625,500. What that means to seniors looking to get a Roseville reverse mortgage is an increase in the total benefit available to them.

For comprehensive Roseville reverse mortgage information, please see the links to the left and above. If you would like someone to contact you, please fill out the form to the right.

Sacramento Reverse Mortgage Numbers (These numbers originate from the Sacramento HOC, which includes Roseville)

Sacramento HECM Originations (Past 3 Years)
Endorsement PeriodHECM Loans Originated 
1/1/2011 – 12/31/20132,427
Total for SACRAMENTO: 2,427

The above chart shows HECM Loans Originated in the HUD SACRAMENTO, CALIFORNIA HUD Field Office. Performance Period: Displaying HECM loans that were endorsed within the past 3 years. Data shown includes all cases with beginning endorsement date between January 1, 2011 and December 31, 2013. Data Source: HUD Neighborhood Watch

Reverse Mortgage Numbers Further Broken Down by MSA (Metropolitan Statistical Area)

Sacramento Total HOC HECM Originations (Past 3 Years)
MSAHECM Loans Originated 
Sacramento | Arden Arcade | Roseville1,457
Eureka | Arcada | Fortuna98
Truckee | Grass Valley119
Phoenix Lake | Cedar Ridge79
Red Bluff43
Yuba City49
Total for SACRAMENTO HOC: 2,427 

HECM Loans Originated in HUD Office SACRAMENTO rolled up to the MSA level
Performance Period: Displaying HECM loans that were endorsed within the past 3 years
Data shown includes all cases with beginning endorsement date between February 01, 2008 and January 31, 2011

Considering a Non-FHA Reverse Mortgage?

We do offer a Roseville Jumbo reverse mortgage. As of 1/27/14, we have one jumbo program available to our clients.

Roseville Reverse Mortgage Counseling

National HECM Counseling Network:
National Foundation For Credit CounselingNational1-866-698-6322Visit Website
Money Management InternationalNational1-877-908-2227Visit Website
Consumer Credit Counseling ServiceNational1-877-715-2227Visit Website
National Council on AgingNational1-800-510-0301Visit Website
ClearPoint Financial ServicesNational1-877-877-1995Visit Website
Springboard NonprofitNational1-800-431-8456Visit Website
Counseling Near Roseville:Location:
By Design Financial SolutionsNorth Highlands,
Stockton, Modesto
800-750-2227Visit Website
Senior Legal HotlineSacramento916-551-2140Visit Website
Other Popular Counseling Agencies:
Online Counseling with CredAbilityNational1-866-616-3716Visit Website
Roseville, CA Counseling Agencies get listed above: Learn More

Most Sacramento, CA reverse mortgage counseling is done over the phone, however face to face appointments may be available. More a more complete list of HECM counseling agencies please complete the form to the top right of this page.

Roseville California Links of Interest: Reverse Mortgage Calculator | Roseville, CA Senior Center | Roseville CA Senior Activities

HECM Loan data last updated: January 27, 2014