Florida Reverse Mortgages

FL State Seal-Florida Reverse Mortgage solutionsCurrently, the Florida HECM (Home Equity Conversion Mortgage) is the most popular reverse loan program in Florida as well as the rest of the country. With a Florida HECM reverse mortgage, you have several options to choose from including fixed rates, adjustable rates and purchase reverse mortgages.

FHA Reverse Mortgages in Florida

Seniors in Florida are really seeing a benefit due to the Government’s passing of the American Recovery and Reinvestment Act of 2009, which increased the national reverse mortgage lending limit to $625,500. What that means to seniors looking to get a Florida reverse mortgage is an increase in the total benefit available to them.

We serve all of Florida, including Bradenton, Clearwater, Cape Coral, Coral Gables, Daytona Beach, Fort Lauderdale, Fort Myers, Fort Pierce, Gainesville, Jacksonville, Lakeland, Miami, Naples, Ocala, Orlando, Pensacola, Punta Gorda, Sarasota, Tampa, West Palm Beach and everywhere in between.

For comprehensive Florida reverse mortgage information, please see the links to the left and above. If you would like someone to contact you, please fill out the form to the right.

Florida Reverse Mortgage Numbers

Florida HECM Originations
RankHUD Field OfficeTotal Area Originations
1Miami9,406
2Tampa3,943
3Orlando3,546
4Jacksonville2,686
Total for FLORIDA: 19,581

The above chart shows HECM Loans Originated in FLORIDA rolled up to the HUD Field Office level Performance Period: Displaying HECM loans that were endorsed within the past year Data shown includes all cases with beginning endorsement date between December 01, 2007 and November 30, 2008. Data sorted by Area Name in Descending Order. Data Source: HUD Neighborhood Watch

Florida Reverse Mortgage Counseling

Agency NamePhoneAddressWebsiteAgency IDReverse Mortgage Counseling Type Offered
CONSOLIDATED CREDIT SOLUTIONS, INC.(800) 435-22615701 W SUNRISE BLVD
PLANTATION, FL 33313-6269
http://www.consolidatedcredit.org84804HECM, Platinum, HomeSafe
CONSUMER CREDIT AND BUDGET COUNSELING, DBA NATIONAL FOUNDATION FOR DEBT MANAGEMENT(866) 395-576914104 58TH ST N
CLEARWATER, FL 33760-3758
http://www.nfdm.org81555HECM
CREDIT CARD MGMT SVCS, INC DBA REVERSEMORTGAGEHELPER.ORG AND DEBTHELPER.COM(561) 472-8000#201
1325 N CONGRESS AVE
WEST PALM BEACH, FL 33401-2005
http://www.debthelper.com81215HECM, HomeSafe
CREDIT CARD MGMT SVCS, INC DBA REVERSEMORTGAGEHELPER.ORG AND DEBTHELPER.COM(561) 472-8000#201
1325 N CONGRESS AVE
WEST PALM BEACH, FL 33401-2005
http://www.debthelper.com83706HECM
DEBT MANAGEMENT CREDIT COUNSELING CORP(866) 724-33281330 SE 4TH AVE STE F
FORT LAUDERDALE, FL 33316-1958
N/A90117HECM
H.E.L.P. COMMUNITY DEVELOPMENT CORP.(407) 628-483263 E KENNEDY BLVD
EATONVILLE, FL 32751-5345
N/A83570HECM
HOUSING FOUNDATION OF AMERICA(954) 923-50012400 N UNIVERSITY DR
PEMBROKE PINES, FL 33024-3629
N/A84470HECM
HOUSING FOUNDATION OF AMERICA(786) 842-3843381 N KROME AVE STE 203
HOMESTEAD, FL 33030-6047
http://www.homeapproved.org90154HECM
HOUSING FOUNDATION OF AMERICA(954) 923-5001 ext 11012400 N UNIVERSITY DR STE 200
PEMBROKE PINES, FL 33024-3629
http://www.homeapproved.org90506HECM
HOUSING FOUNDATION OF AMERICA - LAKE WORTH FLORIDA(561) 713-14578461 LAKE WORTH RD
LAKE WORTH, FL 33467-2474
http://www.homeapproved.org90343HECM
HOUSING FOUNDATION OF AMERICA, LAUDERHILL FLORIDA(954) 923-50011773 N STATE ROAD 7
LAUDERHILL, FL 33313-5005
http://www.homeapproved.org90342HECM
HOUSING PARTNERSHIP, INC.(561) 841-35002001 W BLUE HERON BLVD
RIVIERA BEACH, FL 33404-5003
N/A82306HECM
MONEY MANAGEMENT INTERNATIONAL - MIAMI BRANCH(866) 232-90806303 BLUE LAGOON DR
MIAMI, FL 33126-6002
http://www.moneymanagement.org90325HECM
TALLAHASSEE LENDERS CONSORTIUM, INC.(850) 222-6609224 OFFICE PLAZA DR
TALLAHASSEE, FL 32301-2808
http://www.tallahasseelenders.org81190HECM
TRINITY EMPOWERMENT CONSORTIUM, INC.(305) 248-4553STE A FRONT
11885 SW 216TH ST
MIAMI, FL 33170-2900
https://www.trinityempowers.org84254HECM
Florida Reverse Mortgage Counseling list is current as of 4/21/2023. Source: HUD Agency Search

Considering a Non-FHA Reverse Mortgage?

We offer a couple non-FHA reverse mortgage options. Often called proprietary reverse mortgages or jumbo reverse mortgages.

Florida Links of Interest: Office of Financial Regulation |