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  • (Refinance, private mortgage, equity line etc.)
  • (If you choose an adjustable rate program you can choose to take only a portion of your available funds and leave the rest as a credit line etc.)
  • Secondary Borrower

  • 1. General Information

    In this section we must have your complete legal name (as stated on your photo ID documentation). We also need your exact date of birth and sex as these are requirements for the application. We must have your Social Security Number to complete your loan application as HUD defines that in order for an application to be complete under guidelines it must contain the SSN of all borrowers.
  • Spouse Information

  • Secondary Borrower Information

  • 2. Financial Information

    In this section, we need to input your financial information. Please separate the monthly income, real estate assets and available assets for all applicants.
  • Primary Borrower, Please input Your each Source of Monthly income which applies to you:

  • Second Home

  • Third Home

  • Fourth Home

  • Fifth Home

  • 3. Credit Information

    Here we need to get a general idea of your credit history. Including any late payments on credit, mortgage, and other obligations.
  • 4. Legal Information

    In this section you are acknowledging if any of these following items apply to you. For example, if you were involved in bankruptcy currently, here is where you would check the box acknowledging you were in BK and then your Loan Officer would need to go over that with you.
  • 5. Property Information

    Here we need you to fill in all the information about your home. If you have a separate mailing address such as a PO Box because you live in an area where the Post Office does not deliver, please indicate so in the notes section. We need your estimate of your home's value along with any mortgages that need to be paid off belonging to the property.
  • Info About Your Home (Primary Residence)

  • About Your Current Home (Primary Residence)

  • 6. Contact Information

    We need contact information for all parties. The Reverse Mortgage program also requires that we have an alternate contact for every applicant as well.
  • Alternate Contact

    This should not be a spouse or co-borrower but rather a close friend or family member. This alternate contact will only be contacted in situations in which we can not get in touch with you regarding important matters relating to your reverse mortgage
  • 7. Counseling Information

    Reverse mortgage counseling is required in order to complete the loan process. If you have not yet completed the counseling we will provide you with a list of qualified 3rd parties which can help you with counseling after you submit this application.
  • This field is for validation purposes and should be left unchanged.

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Phone (888) 888-4834 | State Licensing | NMLS #76801 Access Link

©2022 Zyng, Inc. dba Zyng Mortgage, Zyng Mortgage Co, MLS Reverse Mortgage, MLS Mortgage and NextView Reverse Mortgage | NMLS #76801

Real Estate Broker, California Department of Real Estate #01456165 | CA Department of Financial Protection and Innovation. Loans made pursuant to California Finance Lenders Law, License #60DBO-86253 | Colorado Mortgage Company Registered by the Division of Real Estate | Florida Office of Financial Regulation Mortgage Broker Business License #MBR729 | Idaho Mortgage Broker License #ML-5709 | Oregon Mortgage Lending License #ML-6909 | Texas Mortgage Broker | Washington Mortgage Broker License #MB-76801

“Texas Mortgage Broker Disclosure Figure: 7 TAC §80.200(b) “CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.””

Oregon Applicants: ORS 86A.196 at the conclusion of a reverse mortgage, borrower must repay the loan & may have to sell the home or repay the loan from other proceeds; charges assessed with the loan may include an origination fee, closing costs, mortgage insurance premiums & servicing fees; the loan balance grows over time & interest is charged on the outstanding balance; borrower is responsible for property taxes, hazard insurance & home maintenance, failure to pay these amounts may result in the loss of the home; interest on a reverse mortgage is not tax deductible until the borrower makes partial or full re-payment. Not tax advice

Reverse Mortgages are neither “endorsed” nor “approved” by the Federal Government. The FHA (Federal Housing Administration) provides certain insurance benefits for lenders and borrowers in connection with the lender’s HECM loans; the FHA does not make or originate loans. It is strongly advised that you consult with your family and / or trusted financial planner when considering any reverse mortgage loan.

This material is not from HUD or FHA and has not been approved by HUD or a government agency.