California Reverse Mortgages

california-flagCalifornia Reverse Mortgages are extremely popular and have been since the inception of the HECM (Home Equity Conversion Mortgage) Program. The HECM is the most popular reverse loan program in California. With a HECM reverse mortgage, you have several options to choose from including fixed rates, adjustable rates and purchase reverse mortgages.

FHA Reverse Mortgages in California

Californians are really seeing a benefit due to the Government's passing of the American Recovery and Reinvestment Act of 2009, which increased the national reverse mortgage lending limit to $625,500. What that means to seniors looking to get a California reverse mortgage is an increase in the total benefit available to them.

The major cities of California we serve include Los Angeles, San Francisco, Sacramento, San Diego, Redding, Fresno, Riverside, Long Beach, San Jose, Oakland and Santa Ana.

We also serve every city in between, including, Auburn.

For comprehensive reverse mortgage information, please see the links to the left and above. If you would like someone to contact you, please fill out the form to the right.

California Reverse Mortgage Numbers

California HECM Originations
HUD Field Office Total Area Originations
SANTA ANA 8,643
SAN FRANCISCO 8,381
SAN DIEGO 3,423
SACRAMENTO 5,041
LOS ANGELES 12,544
FRESNO 2,582
Total for CALIFORNIA: 40,614

The above chart shows HECM Loans Originated in CALIFORNIA rolled up to the HUD Field Office level Performance Period: Displaying HECM loans that were endorsed within the past year Data shown includes all cases with beginning endorsement date between February 01, 2008 and January 31, 2011. Data sorted by Area Name in Descending Order. Data Source: HUD Neighborhood Watch

Considering a Non-FHA Reverse Mortgage?

We do have jumbo reverse mortgages available. Contact us to learn more.

California Links of Interest: Department of Real Estate | California Department of Corporations

Below is a list of all the cities in California in which we offer HECM reverse mortgages:

City Name        
Adelanto Cotati Irvine Oakley Santa Barbara
Agoura Hills Covina Irwindale Oceanside Santa Clara
Alameda Crescent City Isleton Ojai Santa Clarita
Albany Cudahy Jackson Ontario Santa Cruz
Alhambra Culver City Kerman Orange Santa Fe Springs
Aliso Viejo Cupertino King City Orange Cove Santa Maria
Alturas Cypress Kingsburg Orinda Santa Monica
Amador Daly City La Canada Flintridge Orland Santa Paula
American Canyon Dana Point La Habra Oroville Santa Rosa
Anaheim Danville La Habra Heights Oxnard Santee
Anderson Davis La Mesa Pacific Grove Saratoga
Angels Camp Del Mar La Mirada Pacifica Sausalito
Antioch Del Rey Oaks La Palma Palm Desert Scotts Valley
Apple Valley Delano La Puente Palm Springs Seal Beach
Arcadia Desert Hot Springs La Quinta Palmdale Seaside
Arcata Diamond Bar La Verne Palo Alto Sebastopol
Arroyo Grande Dinuba Lafayette Palos Verdes Estates Selma
Artesia Dixon Laguna Beach Paradise Shafter
Arvin Dorris Laguna Hills Paramount Shasta Lake
Atascadero Dos Palos Laguna Niguel Parlier Sierra Madre
Atherton Downey Laguna Woods Pasadena Signal Hill
Atwater Duarte Lake Elsinore Paso Robles Simi Valley
Auburn Dublin Lake Forest Patterson Solana Beach
Avalon Dunsmuir Lakeport Perris Soledad
Avenal East Palo Alto Lakewood Petaluma Solvang
Azusa El Cajon Lancaster Pico Rivera Sonoma
Bakersfield El Centro Larkspur Piedmont Sonora
Baldwin Park El Cerrito Lathrop Pinole South El Monte
Banning El Monte Lawndale Pismo Beach South Gate
Barstow El Segundo Lemon Grove Pittsburg South Lake Tahoe
Beaumont Elk Grove Lemoore Placentia South Pasadena
Bell Emeryville Lincoln Placerville South San Francisco
Bell Gardens Encinitas Lindsay Pleasant Hill St. Helena
Bellflower Escalon Live Oak Pleasanton Stanton
Belmont Escondido Livermore Plymouth Stockton
Belvedere Etna Livingston Point Arena Suisun City
Benicia Eureka Lodi Pomona Sunnyvale
Berkeley Exeter Loma Linda Port Hueneme Susanville
Beverly Hills Fairfax Lomita Porterville Sutter Creek
Big Bear Lake Fairfield Lompoc Portola Taft
Biggs Farmersville Long Beach Portola Valley Tehachapi
Bishop Ferndale Loomis Poway Tehama
Blue Lake Fillmore Los Alamitos Rancho Cordova Temecula
Blythe Firebaugh Los Altos Rancho Cucamonga Temple City
Bradbury Folsom Los Altos Hills Rancho Mirage Thousand Oaks
Brawley Fontana Los Angeles Rancho Palos Verdes Tiburon
Brea Fort Bragg Los Banos Rancho Santa Margarita Torrance
Brentwood Fort Jones Los Gatos Red Bluff Tracy
Brisbane Fortuna Loyalton Redding Trinidad
Buellton Foster City Lynwood Redlands Truckee
Buena Park Fountain Valley Madera Redondo Beach Tulare
Burbank Fowler Malibu Redwood City Tulelake
Burlingame Fremont Mammoth Lakes Reedley Turlock
Calabasas Fresno Manhattan Beach Rialto Tustin
Calexico Fullerton Manteca Richmond Twentynine Palms
California City Galt Maricopa Ridgecrest Ukiah
Calimesa Garden Grove Marina Rio Dell Union City
Calipatria Gardena Martinez Rio Vista Upland
Calistoga Gilroy Marysville Ripon Vacaville
Camarillo Glendale Maywood Riverbank Vallejo
Campbell Glendora McFarland Riverside Ventura
Canyon Lake Goleta Mendota Rocklin Vernon
Capitola Gonzales Menlo Park Rohnert Park Victorville
Carlsbad Grand Terrace Merced Rolling Hills Villa Park
Carmel by the Sea Grass Valley Mill Valley Rolling Hills Estates Visalia
Carpinteria Greenfield Millbrae Rosemead Vista
Carson Gridley Milpitas Roseville Walnut
Cathedral City Grover Beach Mission Viejo Ross Walnut Creek
Ceres Guadalupe Modesto Sacramento Wasco
Cerritos Gustine Monrovia Salinas Waterford
Chico Half Moon Bay Montague San Anselmo Watsonville
Chino Hanford Montclair San Bernardino Weed
Chino Hills Hawaiian Gardens Monte Sereno San Bruno West Covina
Chowchilla Hawthorne Montebello San Carlos West Hollywood
Chula Vista Hayward Monterey San Clemente West Sacramento
Citrus Heights Healdsburg Monterey Park San Diego Westlake Village
Claremont Hemet Moorpark San Dimas Westminster
Clayton Hercules Moraga San Fernando Westmorland
Clearlake Hermosa Beach Moreno Valley San Francisco Wheatland
Cloverdale Hesperia Morgan Hill San Gabriel Whittier
Clovis Hidden Hills Morro Bay San Jacinto Williams
Coachella Highland Mountain View San Joaquin Willits
Coalinga Hillsborough Mt. Shasta San Jose Willows
Colfax Hollister Murrieta San Juan Bautista Windsor
Colma Holtville Napa San Juan Capistrano Winters
Colton Hughson National City San Leandro Woodlake
Colusa Huntington Beach Needles San Luis Obispo Woodland
Commerce Huntington Park Nevada City San Marcos Woodside
Compton Huron Newark San Marino Yorba Linda
Concord Imperial Newman San Mateo Yountville
Corcoran Imperial Beach Newport Beach San Pablo Yreka
Corning Indian Wells Norco San Rafael Yuba City
Corona Indio Norwalk San Ramon Yucaipa
Coronado Industry Novato Sand City Yucca Valley
Corte Madera Inglewood Oakdale Sanger  
Costa Mesa Ione Oakland Santa Ana